2023/04/13 – where are we now ?

Where are we now ? Item 7

Just a short post to be sure you are all being notified. You can also see the previous post dated 2023/04/12 – will take a while to see all. Can you please spare $10 per month for the costs >>

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DISCLAIMER:  The following is not intended as legal, financial, or medical advice; it is sent for Education and Discussion Purposes Only….the Reader is responsible for all thoughts and actions gained from introspection. All items are the opinion of the authors

1 – What do you do with your front yard ?

2 – Electro Culture Farming

3 – Someone flew over the ice wall – Admiral Byrd told us about this

4 – Stanley Kubrick exposes the fake moon landing

5 – Biden’s Mask revealed – so who was it ?

6 – Some Hillary Clinton History

7 – What are they spraying?  

8 – What happens when you worry too much ? 

9 – QFS update with Graham Hodsdon

10 – Tips for currency exchange…at Currency Exchange

I am here to exchange my Iraqi Dinar, Vietnamese Dong, and also redeem my Zimbabwe notes.

1. Are you using a De LaRue machine? (Quickly counts and verifies.)

What is the rate for: 

2. IQN vs IQD (Dinar)

3. VNN vs VND (Dong)

4. ZIM (Zimbabwe notes)  

What is the CONTRACT RATE for the Dinar and Dong?

What do I need to qualify for the contract rate?

5. Based on XYZ amount, do I qualify for the contract rate?

6. How do you determine what contract rate I receive?

What is the limit for the contract rate?

7. If you have more $$$ than the allotted contract rate, negotiate the rest. Example: IQN on FOREX is $4.33 then ask for $1.00 more because

    we know it’s going to go up. Ask if the $28.50 contract rate is  

    available based on the number of notes in your possession.

Can we discuss the INTEREST RATE availability?

8. I know that you’re authorized to give 10-15%

9. Based on that amount, I know that I qualify for that rate and if I don’t, please make me qualified for it

10. If I leave this money here for a longer period of time (1 year, 3 year…), what’s your offer? I don’t know Ok, you’re going to give me 10% with no restrictions.

11. I would like 10% interest rate without restrictions

What is the exchange fee? Is 1% acceptable?

 ITEMS TO BRING TO EXCHANGE

• Drivers License

• Second form on ID

• Most recent utility bill (water, power) to confirm residency

• Pen, paper, calculator

• Receipts for currency (DO NOT offer unless they request)

• Currency to exchange

• Have TOD designees (Transferable on Death)

• Full legal name

• SSN #

• Address and phone numbers

Have list of cashier’s checks that I will need along with the exact amount and who they need to be payable to [      ] Decide in advance how much “pocket money” will be needed

1. NOTE: DO NOT ask for more than $9,500 of physical cash

Know the ceiling rate. Make sure you don’t get hit with the Spread Fee.

2. If you don’t like the spread fee, simply and nicely let them know that you will go to another bank

 FIRST APPOINTMENT: WHAT TO ASK FOR WITH WEALTH MGR

 Please waive all bank fees including “bank spread” fees

1. Banker to sign & date each IQN, VNN, & ZIM receipt upon exchange

2. Flag ALL accounts as:

• Access restricted to non-essential bank personnel

• Tag as NON-test/NON-training accounts

• NO offers

• NO counter staff

• Set up password with banker

Provide a list of cashier’s checks to be written out. Example: pay off car loan Book of checks – min 10. Ask for Centurian Credit card like black AMEX. 

3. NOT RFID enabled

Request “privileged ATM card”- they have higher daily limits and no fees even when out of network

4. Determine daily spending limit

PROOF OF FUNDS LETTER from the bank and/or 10-20 CCC’s (clean & clear of criminal activity certificate) Obtain copy of NDA & write all rights reserved?

Ask banker to sign your NDA and/or privacy agreement.

5. Request blank NDA for accounts, lawyers, accountants…

DO NOT agree to give bank “power of attorney.”

DO NOT let money manager have complete fiduciary control.

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